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Michael Terrell
Assistant VP National Program Director @The Cincinnati Insurance Companies
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WORK HISTORY
Assistant VP National Program Director @The Cincinnati Insurance Companies
National Program Director in charge of Cincinnati\'s Dentist, Veterinarian and Optometrist programs. Developed a marketing strategy, underwriting rules & rates, plans for growth and profitability, etc. Provide risk management presentations to societies, associations and schools around the country. Assist agents by knowing my product as well as the competition\'s products. It is common for me to go on sales calls with agents or conference call with prospective insureds and agents. Our dentist program has grown from about $11 million in 1992 to nearly $80 million. Was put in charge of developing it into a program in 1994. My program\'s combined loss ratio is consistently 10 or more points better than overall commercial combined. Cincinnati\'s policy for dentists, veterinarians and optometrists is arguably the best in the industry. Have also been involved in our other miscellaneous professional liability lines over the years. Prior to Target Markets business, my experience was as a Regional Manager in commercial lines. I have extensive experience helping agents set up insurance/risk management for DSO\'s.
EDUCATION
Wilmington College
BA, Business
ABOUT MICHAEL TERRELL
Professional independent insurance agent specializing in Dental & Optometric Industries.
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