Kristina Niedziolka
Senior Vice President Operations @Agile Financial Systems
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WORK HISTORY
Senior Vice President Operations @Agile Financial Systems
US
ABOUT KRISTINA NIEDZIOLKA
Senior payments and operations leader with 10+ years of experience across merchant acquiring, underwriting, risk, and operational transformation within ISO and fintech environments.Currently serving as SVP of Operations, I focus on scaling teams and systems, modernizing underwriting and risk workflows, and building efficient, compliant operating models that support sustainable growth. My background spans payments risk, BIN sponsor oversight, card-brand compliance, CRM and system migrations, and end-to-end process design.I specialize in translating complex regulatory and technical requirements into practical, scalable solutions—bridging strategy and execution across operations, risk, product, and technology teams.Passionate about operational excellence, automation, and building resilient payment infrastructures in a rapidly evolving ecosystem.
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