Amarjeet Kumar
Operational Risk Manager @Utkarsh Small Finance Bank
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WORK HISTORY
Operational Risk Manager @Utkarsh Small Finance Bank
Prayagraj, IN
Operational Risk Oversight:Implement and monitor operational risk policies and procedures across all branches in the zone.Risk Identification & Assessment:Conduct risk reviews, RCSA (Risk Control Self-Assessment), and control testing to identify process and control gaps.Incident Management:Ensure timely reporting, root cause analysis, and resolution of operational risk incidents and loss events.Branch Audits & Surprise Visits:Conduct risk-based branch visits and spot checks to evaluate risk control effectiveness, including cash audits and process compliance.Fraud Risk Monitoring:Identify potential fraud indicators and escalate concerns. Work closely with the fraud control unit to mitigate emerging risks.MIS & Reporting:Prepare and share risk dashboards, incident reports, and key risk indicator (KRI) analysis with the zonal and central risk teams.Regulatory Compliance:Ensure that branches and operations in the zone comply with internal policies and regulatory guidelines issued by RBI and other authorities.
EDUCATION
Government Polytechnic Ranchi
Diploma
Kalinga University, Raipur
Bachelor of Technology - BTech
Symbiosis Institute of Management Studies
Master of Business Administration - MBA
ABOUT AMARJEET KUMAR
I am an experienced professional in financial services and auditing with expertise in conducting surprise visits to branches, cash audits, and statutory file audits. I am skilled in detecting cash frauds and misappropriations through special audits and presenting detailed audit reports with accurate evidence. Additionally, I have a track record of recovering cash fraud amounts and maintaining daily, weekly, and monthly MIS reports.In my previous role as a team leader at Quess Corp Ltd deputed at AXIS BANK, I managed a team of document executives in the Retail Landing and Payment CREDIT CARD department. I was responsible for handling and processing all input orders and managing them to the lower subordinates. I also conducted meetings with the business team to discuss policy gaps and new policies and processes.My strong attention to detail, excellent communication skills, and ability to work under pressure have helped me excel in my career. I am passionate about delivering high-quality work and continuously improving processes to achieve business objectives. I am open to new opportunities in the financial services industry and look forward to connecting with like-minded professionals.
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