Smita Boral

Deputy Manager @Utkarsh Small Finance Bank

Varanasi, IN

Conducting in-depth investigations into potential fraud cases, which may involve gathering evidence, coordinating with customer.• Prepare RCSA • Conduct fraud investigations by analyzing transaction red flags, behavioral patterns, and internal system alerts.• Investigate into account hijacking transactional frauds, funds transfer return, transactions like credit card, loan, and red flags.• Perform risk assessments for clients and counterparties, with respect to PEP, sanctions.• Detecting and reporting suspicious activity • Conduct thorough investigations into flagged or suspicious transactions behavioral patterns, and internal system alerts to assess risks.• Perform risk based internal control assessmen.• Communicate the changes, risk and fraud investigation reports to the management and committee meeting to mitigate financial crime risks.• Ensure compliance with relevant laws, regulations, and internal policies related to financial crime.• Prepare MIS based on risk and then identify control gaps, develop risk mitigation strategies, and participate in policy enhancement discussions.• Help design, review, enhancement, implementation, and monitoring of process loopholes.• Conduct branch and concerned department visits to identify gaps on ground level• Coordinate with various internal and external stakeholders to obtain required information to perform these responsibilities.• Monitored high-risk accounts and geographies, proactively flagging suspicious activities and coordinating with branches and field teams to collect supporting evidence.

Sri Chaitanya Techno School - India

12th

BML Munjal University

Master of Business Administration - MBA

Satya Prakash Public School

10th

MATS University, Raipur

B.com