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Steve Prachniak

Senior Risk & Governance Analyst (Contractor) @Charles Schwab

Denton, TX, US
EMAILS
s••••••••@schwab.com
MOBILE NUMBERS
+12•••••••78

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WORK HISTORY

Sep 2025 — Present

Senior Risk & Governance Analyst (Contractor) @Charles Schwab

TX, US

Creates procedures that align to corporate Policies and Standards• Analyzes process flows to identify control gaps, inefficiencies, and opportunities for improvement• Assists with projects related to social media governance and corporate affairs• Partners with stakeholders to gather insight, drive alignment and promote best practices• Supports the design and enhancement of internal controls

EDUCATION

N/A

University of North Texas

BBA, Finance

N/A

The University of Dallas

MBA, Emphasis in Finance and Entrepreneurship

SKILLS

Microsoft ExcelTime ManagementLeadershipVendor ManagementLoansAccount ManagementStrategic PlanningMicrosoft OfficeSalesMortgage LendingAnalysisFinancial AnalysisProblem SolvingBusiness PlanningOperations ManagementBudgetsFinanceTrend AnalysisReporting & AnalysisCustomer ServiceBusiness AnalysisCapacity PlanningBusiness Process ImprovementLoan ServicingForecastingTeam BuildingManagementTrainingLoss MitigationCreditRetailRelationship ManagementBusiness AdvisoryCritical ThinkingProcess ImprovementCross-Functional Team LeadershipMortgage BankingAsset AllocationBankingRisk Management

ABOUT STEVE PRACHNIAK

Senior Risk and Control professional with 10+ years of experience in financial services, specializing in operational risk, compliance, quality assurance and internal controls. Proven expertise in Enterprise Risk Management (ERM), Risk and Control Self-Assessments (RCSAs), control testing, and regulatory compliance. Trusted partner across the Three Lines of Defense with a history of translating complex requirements into actionable items that improve operational effectiveness.Key Qualifications: • Risk • Governance • Compliance • Operations • Quality Assurance • Business Controls • Financial Services • Project Management • Change Management • Mortgage Servicing • Loss Mitigation • Mortgage Default

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Steve Prachniak — Email, Phone Number & Contact Info | Unifers