Smita Boral

MBA Finance | Fraud investigation | CDD | EDD | RCSA | Data analysis | Fraud Risk assessment | Risk management | Risk mitigation

Role
Deputy Manager at Utkarsh Small Finance Bank
Location
Gurugram, HR, IN
LinkedIn followers
500 followers

About Smita Boral

I\'m a Risk management professional specializing in Root Cause Analysis, Trend…

Experience

  1. Deputy Manager

    Utkarsh Small Finance Bank

    May 2024 — Present · Varanasi, IN

    Conducting in-depth investigations into potential fraud cases, which may involve gathering evidence, coordinating with customer.• Prepare RCSA • Conduct fraud investigations by analyzing transaction red flags, behavioral patterns, and internal system alerts.• Investigate into account hijacking transactional frauds, funds transfer return, transactions like credit card, loan, and red flags.• Perform risk assessments for clients and counterparties, with respect to PEP, sanctions.• Detecting and reporting suspicious activity • Conduct thorough investigations into flagged or suspicious transactions behavioral patterns, and internal system alerts to assess risks.• Perform risk based internal control assessmen.• Communicate the changes, risk and fraud investigation reports to the management and committee meeting to mitigate financial crime risks.• Ensure compliance with relevant laws, regulations, and internal policies related to financial crime.• Prepare MIS based on risk and then identify control gaps, develop risk mitigation strategies, and participate in policy enhancement discussions.• Help design, review, enhancement, implementation, and monitoring of process loopholes.• Conduct branch and concerned department visits to identify gaps on ground level• Coordinate with various internal and external stakeholders to obtain required information to perform these responsibilities.• Monitored high-risk accounts and geographies, proactively flagging suspicious activities and coordinating with branches and field teams to collect supporting evidence.

Education

  • Sri Chaitanya Techno School - India

    12th

    2016 — 2016

  • BML Munjal University

    Master of Business Administration - MBA

    2022 — 2024

  • Satya Prakash Public School

    10th

    2014 — 2014

  • MATS University, Raipur

    B.com

    2018 — 2020

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Smita Boral — Deputy Manager at Utkarsh Small Finance Bank in Gurugram, HR, IN | Unifers