Shekhar Agrawal

Chief Manager- Risk @Utkarsh Small Finance Bank

Varanasi, IN

Credit Risk Stress testing on quarterly basis as per the regulatory and internal guidelines for Risk Management Committee approval2. Preparation of Credit Risk Management Committee (CRMC) notes and highlighting the key risks to the Senior Management across products3. Preparation of bank’s ICAAP report based on regulatory guidelines4. Risk review of high value credit proposals for NBFC, HL and MSME segment as per the bank’s internal policy5. Monthly Portfolio Analysis for JLG, MSME, HL, Wheels and BC segment, highlighting incremental portfolio behavior and asset quality movement using static pool and other methods to senior management6. Preparation of Business Requirement Documents to add new functionalities in CBS related to NPA recognition, NPA Automation, Provisioning etc. and validating the same in UAT environment before the same moves the production