Sergey Gimadiev

WORK HISTORY

EDUCATION

SKILLS

ABOUT SERGEY GIMADIEV

I am a banking executive with more than 20 years of experience in retail banking, digital transformation and large-scale financial product development. Today I lead APEX BANK — a premium, technology-driven financial institution and one of the strategic pillars of the APEX ecosystem (banking, insurance, real estate, leasing, tourism). My professional path includes leadership roles in Uzbekistan’s largest financial organizations, including CEO of Uzum Bank (formerly Apelsin), Deputy Chairman at Kapitalbank, Chairman of Asia Alliance Bank, and multiple executive positions focused on retail, payments, cards and digital finance. I believe that the future of banking is built on four principles: • Digital intelligence — technology must simplify life, not complicate it. • Trust — culture and service define brand strength better than marketing. • Ecosystem thinking — a bank grows when it helps clients grow. • Leadership through people — strong teams make strong institutions. At APEX BANK, I am focused on: • transforming the bank into a next-generation financial ecosystem; • developing premium and SME product lines; • upgrading digital channels, analytics and customer experience; • driving organizational culture and leadership development. Always open to cooperation, dialogue and ideas that help advance Uzbekistan’s financial sector.