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Rudy Antonini

Sr Director of Product - Payments & Money Movement Platforms @Capital One

West Chester, PA, US
EMAILS
r••••••••@capitalone.com
MOBILE NUMBERS
+13•••••••45

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WORK HISTORY

Aug 2023 — Present

Sr Director of Product - Payments & Money Movement Platforms @Capital One

Built and launched a modern, cloud-based payment scheduler platform that migrated $4B in annual recurring deposits from legacy core systems, reducing dependency on core banking platforms and enabling 100% of recurring ACH transfers to run outside the core.• Increased fraud coverage by 30% and reduced ODFI ACH processing overhead by 85%, strengthening risk controls while driving cost efficiency.• Simplified ACH tracking and case management by unifying processing flows, eliminating manual work for agents, and accelerating resolution of exceptions.• Developed and launched an in-house check processing platform, replacing legacy vendor systems and scaling to handle $500B in annual check volume with 80% higher accuracy, faster deposit availability, and embedded ML-driven models to enhance modern payments processing.• Enhanced resiliency and customer experience by streamlining adjustments, reducing operational risk, and enabling quicker, more reliable processing across the check lifecycle.

EDUCATION

2000 — 2003

University of Delaware

Bachelor of Science in Business Administration, Alfred Lerner College of Business and Economics

SKILLS

Lean StartupChange ManagementCustomer RetentionPaymentsSales ManagementCustomer ServiceCross SellingFinancial ServicesProduct DesignSix SigmaBuilding RelationshipsRetail BankingProject ManagementDirect SalesCoachingBankingRisk ManagementTeam ManagementTeam LeadershipRelationship ManagementProgram ManagementAgile MethodologiesTeam BuildingManagementMortgage LendingVendor ManagementProcess ImprovementSalesBusiness AnalysisFinanceFinancial AnalysisPortfolio ManagementCustomer ExperienceLoansResidential MortgagesHiringBusiness Process ImprovementProduct ManagementCustomer SatisfactionTraining

ABOUT RUDY ANTONINI

I am an accomplished senior business and product leader with 21+ years of experience in fintech, financial services, and digital financial products specializing in payments, consumer retail banking, and enterprise platform product management.With over a decade in product management, I’ve built and scaled digital consumer platforms and capabilities that deliver meaningful outcomes for both customers and businesses. My leadership approach is rooted in building high-performing teams: recruiting, coaching, and fostering a culture of collaboration, innovation, and accountability.Customer obsession drives everything I do. I’m passionate about translating customer needs into actionable product visions, creating intuitive user experiences, and delivering products that delight while solving real problems. I thrive in high-growth environments, where scaling requires not only speed but also discipline, data-driven decision making, and a strong sense of design and execution.Throughout my career, I’ve led in both established enterprises and high-growth startups, creating environments that encourage rapid experimentation, data-driven learning, and high-velocity delivery. I’m deeply knowledgeable in the fintech and banking ecosystems, with a strong pulse on emerging technologies and consumer trends and a proven ability to “see around corners” to anticipate what’s next.At my core, I’m energized by tackling big, complex problems, challenging the status quo, and driving transformation with lasting impact. Whether presenting to senior executives, aligning cross-functional stakeholders, or shaping strategy for the future of payments, I bring clarity, vision, and execution to the table.

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