Find Unlimited Emails.For Free.
Discover prospects, find their business emails, and build your pipeline with Unifers.
Start for FreeRafael A.
Managing Director @Citi
Signup · Get unlimited contacts
WORK HISTORY
Managing Director @Citi
São Paulo, BR
Head of Latam Commercial Bank Risk | RSCO L2
EDUCATION
FGV - Fundação Getulio Vargas
Bachelor's degree, Business Administration and Management, General
Insper Instituto de Ensino e Pesquisa
Master's degree, Economics
ABOUT RAFAEL A.
Senior credit risk leader with 20+ years of experience across corporates, financial institutions, and fintechs in Latin America. Proven track record of defining and executing credit risk strategies, building high-performing teams, and embedding strong governance frameworks that support sustainable growth while maintaining disciplined risk standards.Extensive expertise in credit analysis, portfolio management, financial modeling and forecasting, and structured finance solutions, including Total Return Swaps (TRS) and term repos. Recognized for sound credit judgment and as a trusted decision-maker in complex approvals, due diligence, and legal documentation negotiations.Experienced in partnering with executive leadership, risk committees, and regulators to shape risk appetite, influence strategic direction, and ensure full alignment between risk and commercial objectives. Demonstrated ability to lead through market stress, manage portfolio performance across cycles, and proactively address emerging risks.Known for decisive leadership, executive presence, and the ability to simplify complexity, drive accountability, and deliver resilient outcomes in fast-paced and high-stakes environments.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.


