Prabhanjan Bharadwaj
Group Project Manager @HCLTech
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WORK HISTORY
Group Project Manager @HCLTech
Bengaluru, IN
Led product strategy and roadmap for digital banking platforms supporting lending and payments, improving loan processing turnaround time by 30%.
EDUCATION
Sadvidya High School
Bachelor of Business Administration (BBA), Finance, General
University of Mysore
Master of Business Administration (MBA), Finance, General
SKILLS
ABOUT PRABHANJAN BHARADWAJ
Digital Banking Product Leader with 20+ years of experience in Banking and Financial Services (BFSI) delivering enterprise-scale digital transformation initiatives across lending and payments platforms.I specialize in building customer-centric digital banking products by combining product strategy, cloud technologies, and modern platform architectures. My experience spans digital lending platforms, payments ecosystems, and core banking modernization programs.Key areas of expertise include:• Product strategy and roadmap development• Digital lending and SME banking platforms• Payments and cross-border transaction systems• Cloud-enabled banking platforms (Azure)• API and microservices architecture• Agile product leadership (SAFe / Scrum)• AI and GenAI applications in financial servicesOver the course of my career, I have delivered initiatives that:• Increased digital user engagement by 30% through cloud-based banking applications• Reduced loan processing turnaround time by 30% via digital workflow automation• Enabled cross-border Euro payment capabilities for SME clients• Accelerated feature delivery cycles by 40% through API-driven platform architectureI am passionate about shaping the next generation of banking platforms powered by AI, cloud, and data-driven decisioning.
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