Nishant Srivastava

WORK HISTORY

EDUCATION

ABOUT NISHANT SRIVASTAVA

Banking professional with 8+ years of experience in Fraud Risk Management and Internal Audit, currently working with Utkarsh Small Finance Bank and previously associated with HDFC Bank and Axis Bank.I specialize in identifying fraud patterns, strengthening internal controls, and driving risk-based audit frameworks across large-scale banking operations. Over the years, I have conducted audits across 500+ branches and business verticals, gaining deep expertise in operational risk, AML/KYC compliance, and regulatory adherence.My core strength lies in translating audit findings into actionable improvements — including designing and implementing risk mitigation controls within SOPs to enhance process integrity and reduce repeat observations.Key areas of expertise:• Fraud Risk Analysis & Investigation• Internal & Branch Audit• AML / KYC Compliance• Risk-Based Auditing & Control Testing• RBI Guidelines & Regulatory Compliance• Process Improvement & SOP DesignWith a strong analytical mindset and attention to detail, I aim to contribute towards building robust risk frameworks and fraud-resilient banking systems.I am open to opportunities in Fraud Risk, Internal Audit, and Operational Risk domains where I can create measurable impact.Let’s connect to discuss opportunities, insights, or collaboration in the risk and compliance space.