Mohammed Hyder Tahir Ahmed
Team Leader @HCLTech
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WORK HISTORY
Team Leader @HCLTech
Chennai, IN
Valuation of Home Loan as a LenderAs a lender, I specialize in evaluating home loan applications, assessing creditworthiness, and determining property values to mitigate risk and ensure repayment. My expertise includes- Property Valuation: Determining market value using market approach, cost approach, and income approach- Borrower Assessment: Evaluating credit scores, income stability, and debt-to-income ratio- Loan Structuring: Balancing LTV ratio, interest rates, and tenure with risk and profitability- Risk Mitigation: Ensuring compliance with regulations, monitoring loan performance, and identifying potential risks- Regulatory Compliance: Adhering to RBI norms, LTV caps, KYC, and Anti-Money Laundering guidelines ¹ ² ³Key skills- Credit analysis and risk assessment- Financial modeling and loan structuring- Regulatory compliance and risk management- Communication and negotiation- Attention to detail and analytical thinking
EDUCATION
Cmr Institute of Management Studies
Bachelor of Commerce - BCom, Accounting and Finance
ABOUT MOHAMMED HYDER TAHIR AHMED
Seasoned Credit Risk Professional | 6+ Years of Experience in Banking and Finance | Expertise in Credit Underwriting, Risk Mitigation, and Compliance | Strong Analytical and Problem-Solving Skills | Proven Ability to Drive Business Growth while Maintaining Strong Risk Controls
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