Michael Haddad

SVP Team Leader Greater Washington Region @OceanFirst Bank

Reston, VA, US

As the Team Leader, I serve as a strategic leader and mentor within the Bank’s Commercial & Industrial (C&I) Lending division. This role is responsible for guiding a team of high-performing commercial relationship managers, fostering a culture of accountability, collaboration, and excellence. We set the tone for business development, portfolio management, and client engagement, ensuring the team consistently meets and exceeds performance goals.My leadership is instrumental in shaping the team’s approach to market strategy, credit quality, and relationship management. I leverage my deep industry expertise to coach team members on complex deal structuring, underwriting, and negotiation, while also driving the acquisition and retention of profitable commercial relationships. As a visible leader in the community and within the Bank, we will represent the organization with integrity and professionalism, enhancing its reputation and expanding its influence in key markets.• Extensive sales, negotiation and relationship management skills.• Experience in managing large, sophisticated and complex relationships.• Superior knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.• Proven business development skills• Thorough knowledge and understanding of banking regulations and laws governing commercial lending.• Proven ability to leverage professional relationships within and outside the bank.• Deep understanding of capital structures and experience in senior debt structures.• Extensive knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.• Familiar with sales automation tools or related CRM technologies.• Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.• Possesses strong relationships and well recognized in the local market.

Central Connecticut State University

BS, Marketing