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Maneesh Manikantan Sobha

Associate @Acuity Analytics

Warsaw, PL
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2023 — Present

Associate @Acuity Analytics

Bengaluru, IN

Conducted analysis and interpretation of financial statements using Moody\'s RiskAnalyst (MRA), CreditLens, and client customized templates- Analysed income statements, balance sheets, and cash flow statements of both public and private companies with 100% accuracy and quality to support the credit appraisal process- Reviewed supplementary schedules, notes, and management discussion and analysis (MD & A) for detailed breakdowns and adjustments- Normalized financial statements to exclude exceptional and non-recurring items, providing accurate profitability figures- Calculated financial metrics such as Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, etc- Screened credit agreements and analysed financial covenants applicable to borrowers- Monitored covenant compliance and prepared relevant reports- Conducted thorough quality checks of client deliverables to ensure accuracy and completeness.

EDUCATION

2011 — 2014

Kerala University, Thiruvananthapuram

Bachelor of Business Administration - BBA, Business Administration and Management, General

N/A

Uniwersytet VIZJA

Master's degree, Finance and Accounting

2014 — 2016

Bangalore University

Master of Business Administration - MBA, Finance and Marketing

ABOUT MANEESH MANIKANTAN SOBHA

As a seasoned Credit Risk Specialist with 7 years of experience across commercial…

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