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Start for FreeManeesh Manikantan Sobha
Associate @Acuity Analytics
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WORK HISTORY
Associate @Acuity Analytics
Bengaluru, IN
Conducted analysis and interpretation of financial statements using Moody\'s RiskAnalyst (MRA), CreditLens, and client customized templates- Analysed income statements, balance sheets, and cash flow statements of both public and private companies with 100% accuracy and quality to support the credit appraisal process- Reviewed supplementary schedules, notes, and management discussion and analysis (MD & A) for detailed breakdowns and adjustments- Normalized financial statements to exclude exceptional and non-recurring items, providing accurate profitability figures- Calculated financial metrics such as Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, etc- Screened credit agreements and analysed financial covenants applicable to borrowers- Monitored covenant compliance and prepared relevant reports- Conducted thorough quality checks of client deliverables to ensure accuracy and completeness.
EDUCATION
Kerala University, Thiruvananthapuram
Bachelor of Business Administration - BBA, Business Administration and Management, General
Uniwersytet VIZJA
Master's degree, Finance and Accounting
Bangalore University
Master of Business Administration - MBA, Finance and Marketing
ABOUT MANEESH MANIKANTAN SOBHA
As a seasoned Credit Risk Specialist with 7 years of experience across commercial…
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