Kumar Gaurav Modanwal

Area Credit Manager

Role: Area Credit Manager at Utkarsh Small Finance Bank
Location: Varanasi, UP, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

Experience

Area Credit Manager
Utkarsh Small Finance Bank
Nov 2022 — Present · Varanasi, IN

Education

Swami Vivekanand Subharti University Meerut
Master of Business Administration - MBA
Veer Bahadur Singh Purvanchal University, Jaunpur
Postgraduate Degree

Skills

Financial Analysis
Credit
Credit Analysis
Banking
Credit Risk
Finance
Portfolio Management
Loans

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Experience

Area Credit Manager

Education

Swami Vivekanand Subharti University Meerut

Veer Bahadur Singh Purvanchal University, Jaunpur

Skills

Find verified contacts for anyone on LinkedIn