Kirsten Price Alexander
Underwriting Manager De Sar Usda Bond Underwriter @Cardinal Financial Company, Limited Partnership
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WORK HISTORY
Underwriting Manager De Sar Usda Bond Underwriter @Cardinal Financial Company, Limited Partnership
Responsible for managing and training 13 associates aligning team goals with the goals of the company; Maintain daily, weekly and monthly production goals; Communicate with processors, sales, processing and senior underwriting management as needed to keep all parties abreast of loan status and outstanding requirements; Possess thorough knowledge of credit policy, lending programs, corporate procedures, and regulatory requirements; Utilize extensive experience, risk analysis, creative thinking, and effective time management skills to underwrite pipeline with attention to detail, accuracy, and within compliance of current agency, investor, corporate and RESPA policies; Assist in resolving pre and post closing quality control findings; Validate automated underwriting findings against credit, asset, income and collateral documents while verifying accuracy and completeness in a paperless environment; Review appraisal to ensure valuation is accurate and supported; Demonstrate a commitment to professional ethics, compliance with all Federal and State policies while adhering to HMDA requirements; and Exercise the ability to multitask, prioritize, and manage large volume of originations while maintaining strong knowledge of FNMA, FHLMC, GNMA, FHA including 203k, VA, USDA, Construction & Renovation, Solar & Wind, Bond, Assumption, & Non QM program guidelines. CHUMS #HY28, VA #020310
EDUCATION
Ottawa University-Phoenix
Master of Arts in Professional Counseling
Arizona State University
Bachelor of Arts (BA)
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