Ken Hedberg

Director, Commercial Credit Administration @BECU

Phoenix, AZ, US
EMAILS
k••••••••@becu.org
MOBILE NUMBERS
+14•••••••19

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WORK HISTORY

Jun 2023 — Present

Director, Commercial Credit Administration @BECU

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Scottsdale, AZ, US

Exercises expert judgment in the review of commercial financing through identification of risks and mitigation of risks with approval authority of up to $30 million. Provides oversight and approval of $115+ million Special Assets portfolio with zero charge-offs or delinquencies. Developed and implemented policies and underwriting standards that enhanced performance for a $3.5 billion commercial lending portfolio. Advises the Executive Management Team and Credit Risk Committee of key industry changes in the Commercial Real Estate industry, while providing detailed risk assessments and market analysis. Assessed ongoing market risk and new market opportunities, including analyzing key market trends and developments then advised management on strategy changes and concentration risk levels. Monitored loan portfolio credit quality and assessed ongoing adequacy of assigned risk ratings. Provided key analytical data and assessment of risk factors for monthly portfolio reports.

EDUCATION

N/A

Keller Graduate School of Management of DeVry University

Master of Business Administration (MBA), Finance, General

N/A

University of Oregon

Bachelor of Science (B.S.), Psychology

SKILLS

Asset Based LendingCommercial Real EstateRelationship ManagementCommercial MortgagesBusiness DevelopmentLoan OriginationCross SellingFinancial ServicesEmployee TrainingConsumer LendingReal EstatePortfolio ManagementLoansPaymentsTreasury ManagementDue DiligenceReal Estate EconomicsCommercial LendingCommercial BankingRefinanceLines of CreditUnderwritingCash ManagementCredit RiskCredit AnalysisRetail BankingFinancial RiskAsset ManagementCore BankingCreditSmall Business LendingBankingConstruction LoansOperational RiskFinancial AnalysisFinance

ABOUT KEN HEDBERG

Seasoned Commercial Credit Executive with nearly two decades of progressive leadership spanning commercial lending, credit administration, credit risk management, and commercial real estate (CRE) & business banking finance. I specialize in building and leading strong credit cultures, optimizing portfolio performance, and implementing risk governance frameworks that support sustainable growth in complex financial institutions.I bring deep experience overseeing multi-billion‑dollar commercial portfolios, establishing enterprise credit policy, managing special assets, and guiding underwriting teams through evolving market cycles. Known for balancing sound risk management with strategic business enablement, I partner closely with executive leadership to ensure credit decisions align with organizational objectives, regulatory expectations, and long‑term portfolio health. Approval authority up to $30MM across CRE, business banking, and specialty finance Leadership of $3.5B+ commercial loan portfolios Oversight of special assets portfolios with zero losses Developer of scalable credit processes, policies, and analytics Deep knowledge of FDIC, OCC, and NCUA expectations Proven track record of driving disciplined growth and risk-adjusted returnsMy leadership style is collaborative, data‑driven, and focused on developing high‑performing teams. As I continue to grow in executive credit and risk leadership, I am committed to strengthening credit governance, enhancing portfolio resilience, and contributing meaningfully to organizations

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