Jordan W.

Underwriter @Usda

Processed and underwrote USDA and SBA commercial loan applications using web-based lending systems, ensuring accuracy, eligibility, and compliance with federal regulations and program requirements.•Analyzed a broad range of complex commercial and agricultural loan requests, including those with unconventional ownership or financial structures, to determine appropriate risk levels and loan terms.•Evaluated applicant eligibility and loan structure by reviewing capital injection, collateral coverage, debt service ratios, and repayment capacity, ensuring alignment with program guidelines.•Reviewed and interpreted financial statements, tax returns, and cash-flow analyses to assess creditworthiness, identify potential risks, and ensure compliance with loan terms and conditions.•Managed inquiries from banks, borrowers, and financial institutions, providing detailed information regarding loan balances, interest rates, terms, and payment histories in accordance with Freedom of Information Act (FOIA) and Privacy Act requirements.•Conducted in-depth reviews of SBA disaster and recovery loans, comparing historical and current financial data to detect adverse trends, performance risks, and covenant violations, initiating corrective actions when necessary.•Determined eligibility for disaster assistance by analyzing damage assessments, intended use of proceeds, legislative limitations, and insurance or recovery offsets.•Led the full contractual and transactional process from proposal to award, ensuring all documentation, terms, and funding conditions met agency and legal standards.•Monitored contractor performance, processing progress payments, contract revisions, and compliance documentation to ensure timely and accurate project execution.•Collaborated with internal operations, finance, and procurement teams to validate cost estimates, project schedules, and performance metrics, optimizing program efficiency and resource allocation.