John Lewis
Assistant Credit Manager @Stellantis Financial Services US
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WORK HISTORY
Assistant Credit Manager @Stellantis Financial Services US
Atlanta, GA, US
Lead credit risk evaluation and dealer financing strategy within captive auto finance operations supporting Stellantis franchise dealerships.Responsibilities include:• dealership credit underwriting and risk assessment• floorplan portfolio evaluation and performance monitoring• dealer financial analysis and approval structuring• inventory financing strategy and exposure management• cross-functional collaboration with sales, operations, and risk teamsProvide credit leadership across dealership relationships involving Chrysler, Dodge, Jeep, and Ram franchise networks, aligning financing decisions with portfolio risk strategy and market performance.
EDUCATION
Walden University
Business Communications, Business, Management, Marketing, and Related Support Services
ABOUT JOHN LEWIS
Most car-buying advice online sounds confident.Very little of it comes from people who have actually approved auto loans.I’ve spent my career inside captive auto finance underwriting and credit risk, working directly with dealerships and loan structures that determine whether customers are approved — and on what terms.Today, I serve in a credit leadership role within a major automotive captive finance organization, specializing in: • auto lending decision strategy• credit risk & underwriting• dealership finance dynamics• loan structuring & approvals• portfolio risk considerationsI’m also the author of Drive To Success: The Ultimate Auto Finance Guide, where I translate real lending logic into practical insight for buyers, dealers, and industry professionals.My focus is simple:Explain how auto finance actually works — not how people assume it works.Because approvals are not driven by slogans like:“Always put 20% down”“Never finance past 60 months”“Your score determines everything”Real auto lending decisions depend on structure, collateral, income stability, dealer relationships, and program strategy.On LinkedIn, I share:• underwriting reality behind approvals• myths vs lender decision logic• captive finance & dealer strategy insight• credit risk perspectives from inside the industryIf you want to understand auto finance from the lender’s side, you’re in the right place.
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