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Joao Carlos Pacheco

Credit Risk Manager @Banco Pine

São Paulo, BR
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2025 — Present

Credit Risk Manager @Banco Pine

São Paulo, BR

Managed the accurate calculation of expected credit losses in compliance with Central Bank of Brazil regulations. • Developed and enhanced internal models for credit risk assessment, including PD, LGD, and EAD. • Led a specialized team focused on risk modeling and analytics, driving continuous process improvements.

EDUCATION

2007 — 2011

Universidade Estadual Paulista Júlio de Mesquita Filho

Bachelor's degree, Computer Science

2017 — 2018

FGV - Fundação Getulio Vargas

Master's degree, Economics

ABOUT JOAO CARLOS PACHECO

As a Credit Risk and Modeling Manager at Banco Pine, I apply my extensive experience in…

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