Dara Khath

About Dara Khath

Striving not only for success but also to create value grounded in integrity.I thrive in high-pressure environments and excel at managing multiple priorities while delivering results in fast-paced, high-volume settings.I leverage my analytical skills and expertise from previous experience in mortgage underwriting, along with my current focus in the Merchant Cash Advance sector, to assess the creditworthiness and ability to repay of small to medium-sized businesses. By evaluating financial statements and tax returns, I provide impactful recommendations based on comprehensive risk assessment and underwriting guidelines.My experience encompasses a broad spectrum of underwriting, including Merchant Cash Advances, commercial underwriting, equipment financing, and various mortgage types such as FHA, VA, USDA, conventional, and wholesale.As a DE Certified professional, I am qualified to review Government Loans.I have played a key role in driving growth and profitability for my previous employers by consistently delivering timely, high-quality underwriting decisions, collaborating with cross-functional teams to promote effective communication, and providing exceptional customer service while ensuring strict compliance with federal and state regulations. My mission is to create value and uphold integrity for every client and partner by nurturing strong, lasting relationship.

Experience

1. Senior Credit Analyst & Legal Collection Coordinator

   Backd Business Funding

   Oct 2024 — Present

Education

• University of Wisconsin-Milwaukee

  Bachelor of Business Administration (BBA), International Business

  2009 — 2011

• Madison Area Technical College

  Associate of Arts and Sciences (A.A.S.), Liberal Arts and Sciences, General Studies and Humanities

  2006 — 2008

• Capella University

  Master of Business Administration (MBA), Business Intelligence

  2015 — 2017

Skills

• Credit
• Microsoft Access
• Mortgage Lending
• Financial Analysis
• Conventional Mortgages
• Finance
• Customer Service
• Cash Flow
• Financial Services
• Quality Assurance
• Debt-to-Income Ratios
• Lending & Underwriting Guidelines
• Product Development
• Analysis
• Credit & Income Analysis
• Process Improvement
• Account Service Excellence
• Analytics
• Refinance
• Risk Assessment
• Loan Origination
• Microsoft Excel
• Powerpoint
• Ncua Data Analysis
• Marketing Communications
• Loss Mitigation
• Access
• Fha
• Microsoft Office
• Sales
• Management
• Underwriting
• Marketing
• Portfolio Management
• Loans
• Conforming & Nonconforming Loans
• Ms Excel Pivot Tables
• Public Speaking
• Peer-to-Peer
• Mortgage Underwriting