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Clayton Stephens

Sba Credit Underwriter Iii @Northwest Bank

Columbus, OH, US
MOBILE NUMBERS
+16•••••••41

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WORK HISTORY

Jun 2025 — Present

Sba Credit Underwriter Iii @Northwest Bank

Columbus, OH, US

As a Senior SBA Underwriter with Northwest Bank, I work through the complexities of SBA7(a) lending, translating policy into practice and navigating credit decisions with precision and foresight.I serve as both a hands-on underwriter and a trusted advisor—whether I’minterpreting SBA SOP nuances, strengthening team capabilities, orcollaborating across departments to streamline the borrower experience. Ithrive in cross-functional environments, working closely with BusinessDevelopment Officers, Legal, Closing, and Risk teams to ensure loans are notonly sound but scalable.Beyond numbers and memos, I build confidence—within borrowers, within myteam, and across the organization. By balancing rigorous compliance withstrategic flexibility, I help move deals forward while safeguarding creditquality.

EDUCATION

1998 — 2001

The Ohio State University

BA

SKILLS

Accounts ReceivableCredit AnalysisCommercial LendingConsumer LendingUnderwritingFinancial AnalysisSmall BusinessPortfolio ManagementLoansCreditCommercial BankingMortgage LendingLines of CreditFinanceBankingInvestment PropertiesSbaSmall Business LendingLoan OriginationSba 504

ABOUT CLAYTON STEPHENS

As an accomplished and dynamic SBA Credit Underwriter, I bring a deep understanding of…

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