Clayton Stephens
SBA Loan Underwriter III, Northwest Bank
- Role
- Sba Credit Underwriter Iii at Northwest Bank
- Location
- Columbus, OH, US
- LinkedIn followers
- 500 followers
About Clayton Stephens
As an accomplished and dynamic SBA Credit Underwriter, I bring a deep understanding of…
Experience
Sba Credit Underwriter Iii
Jun 2025 — Present · Columbus, OH, US
As a Senior SBA Underwriter with Northwest Bank, I work through the complexities of SBA7(a) lending, translating policy into practice and navigating credit decisions with precision and foresight.I serve as both a hands-on underwriter and a trusted advisor—whether I’minterpreting SBA SOP nuances, strengthening team capabilities, orcollaborating across departments to streamline the borrower experience. Ithrive in cross-functional environments, working closely with BusinessDevelopment Officers, Legal, Closing, and Risk teams to ensure loans are notonly sound but scalable.Beyond numbers and memos, I build confidence—within borrowers, within myteam, and across the organization. By balancing rigorous compliance withstrategic flexibility, I help move deals forward while safeguarding creditquality.
Education
The Ohio State University
BA
1998 — 2001
Skills
- Accounts Receivable
- Credit Analysis
- Commercial Lending
- Consumer Lending
- Underwriting
- Financial Analysis
- Small Business
- Portfolio Management
- Loans
- Credit
- Commercial Banking
- Mortgage Lending
- Lines of Credit
- Finance
- Banking
- Investment Properties
- Sba
- Small Business Lending
- Loan Origination
- Sba 504
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