Chaseten Gibson

About Chaseten Gibson

An​ ​analytical​ ​and​ ​versatile​ ​individual​ ​who​ ​is​ ​able​ ​to​ ​combine​ ​an​…

Experience

1. Senior Underwriter

   Southside Bank

   Aug 2021 — Present

   Analyzes loan approval requests, in a timely manner, to determine if the loan should be approved or denied in accordance with applicable underwriting guidelines for Fannie Mae, Freddie Mac, USDA, Southside Bank and other investor guidelines.Evaluates and analyzes the credit, income, assets, capacity, and collateral for loan product.Communicates with the loan officers on various questions about loan products and informs loan officers and processors of any additional information required for the loan to meet the guidelines. If the loan product does not meet the guidelines, suggest how another loan product might be applied to be able to make the loan for the customer. Additionally, communicate various changes in guides to loan officers and processorsAbility to analyze self-employed borrowers using standard Fannie Mae format.Ensures all applicable compliance regulations are completed by the loan processor/officer prior to closing.Knowledgeable about bank loan policy and utilize the guides to make portfolio loans.Work within specified time frames to assist in closing loans in a timely manner.Maintains the confidentiality of the information reviewed.Maintains and improves personal knowledge and skillsPerforms duties in compliance with applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and related anti-money laundering laws, and in accordance with the Banks Information Security Program.

Education

• Champions School of Real Estate

  Licentiate degree