Christopher Garza

WORK HISTORY

EDUCATION

SKILLS

ABOUT CHRISTOPHER GARZA

I lead, recruit, and develop high-performing loan officers and mortgage leaders who want more than volume. They want profitability, longevity, and control of their careers.With 25+ years in financial services, mortgage leadership, and real estate investing, I focus on building scalable, accountable teams that win in any market. My leadership style is simple: clarity over chaos, transparency over politics, and execution over excuses.Raised in Southern California, I’m a first-generation American on my mother’s side. She immigrated from Costa Rica at 14 and built a decades-long real estate career. My father, a U.S. Marine and Vietnam veteran, instilled discipline and accountability early in my live. These are values I expect from myself and the leaders I work with.I played collegiate football at Fullerton Junior College and Southern Utah University and earned a BS in Business (Accounting emphasis). I began my career as a licensed securities and insurance professional before moving into mortgage leadership and real estate investing. I’ve been an active investor since across single-family and multi-family assets, which gives me a long-term owner’s mindset. I’ve held senior leadership roles across the mortgage industry and have been involved with MORPAC, WCR, NAHREP, NAREB, AAREA, VAREP, and the Southern Nevada Home Builders Association.Who I work with:• Producing LOs who want better, better ops, and real leadership• Branch managers ready to run a true business, not a branch in name only• Leaders who value accountability, coaching, and executionIf you’re tired of noise, constant comp changes, or leadership that disappears when you start or a markets shifts and you want a platform built for professionals who plan to be here long-term, let’s talk.I am based in Las Vegas Nevada. Outside of work I love to golf, fly fishing, and family time including trips back to Costa Rica. NMLS #373813