Chithra Narayanan

Senior Specialist - Credit Control @Vodafone

Bengaluru, IN
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+91 *********19

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WORK HISTORY

Sep 2022 — Present

Senior Specialist - Credit Control @Vodafone

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The Credit Control Senior Lead is responsible in ensuring that the credit policy is adhered to end to end, also supporting, achieving and exceeding key Collections KPIs. This role is also responsible for driving collections within VIP services.\\\\n• Crunching data, understanding trends, and finding patterns that provides a host of correlations about the debt portfolio thereby recommending initiatives to reduce bad debt.\\\\n• Identifying gaps in systems and processes and thereby arresting any bad debt leakage.\\\\n• Attending GTMs and gathering in depth knowledge about product and processes to ensure that credit risk is addressed.\\\\n• Undertaking necessary dunning actions to reduce bad debt as well as the calls landing at the call center.\\\\n• Understanding patterns and correlating to any business decisions that would enable to improve payment behaviour among customers.\\\\n• Cross functional engagement through multiple projects within Vodafone Qatar, touching KPIs across the business thereby driving continuous process transformation.\\\\n• Creating smart dashboards through BI data integration and insights gathering so as to develop the desired output within credit control area.\\\\n• Manage, Align and review KPIs under credit risk with other key stakeholders within business. Work closely with internal teams thereby ensuring continuous improvement to fix gaps if any.\\\\n• Management and participation in credit risk reviews, governance and monitoring. Manage customer disputes and complaints in order to get resolution and continuously improve customer experience.\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n

EDUCATION

2013 — 2016

CIMA

Professional Qualification

2005 — 2008

GRD SCHOOL OF COMMERCE AND INTERNATIONAL BUSINESS (GRDSCIB)

Bachelor of Commerce - BCom

2008 — 2010

Vellore Institute of Technology

Master of Business Administration - MBA

2010 — 2010

Indian Institute of Banking and Finance

JAIIB

1996 — 2005

Good Shepherd International School

High School

2023 — 2024

Indian Institute of Management, Kozhikode

Strategy in Digital Age

ABOUT CHITHRA NARAYANAN

With over a decade in the finance sector, the journey has shaped me into a Senior Specialist in Credit Control at Vodafone, where I excel in industry ensuring adherence to credit policies and influencing Collections KPIs. The recent years have honed my ability to dissect data trends, craft strategies to mitigate bad debt, and improve financial health.At the heart of my role, I am committed to refining processes and systems, minimizing bad debt leakage, and enhancing cross-functional collaboration. My proficiency is not just in enforcing policy compliance but also in providing operational support, which together drive organizational success. The team and I thrive on creating innovative solutions that consistently exceed expectations and contribute to Vodafone\'s market leadership.

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