Calvin Moffatt
Senior Loan Processor @Freedom Mortgage
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WORK HISTORY
Senior Loan Processor @Freedom Mortgage
Excellent Customer Service. The Customer Advocate is the primary customer contact, and may act as liaison between the borrower, underwriter and loan advisor. Is required to provide periodic status updates, and timely return all incoming inquiry calls. • Verifies, compiles, and types application information for mortgage loans and or titles: Performs a general evaluation of the residential loan application file to verify that application data is complete and meets established standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment and marital status. • Recommends that title and loan not meeting standards be restructured or denied. • Calls specified companies to obtain property abstract, survey, and appraisal. • Informs supervisor of discrepancies in title or survey. • Prepares loan for Initial Closing Disclosure issuance. • Submit to Underwriting when Appraisal, Title and Credit are in. • Provides quality loan processing, reviewing files for adherence to underwriting standards, and ensuring completeness prior to submission for underwriting for approval. • Types and mails approval and denial letters to applicants. • Submits approved mortgage loan file to the Mortgage Loan Closer for settlement. • Records data on status of loans, including number of new applications and loans approved, canceled, or denied, using computer. • Responsible for 40 loan inventory, with 20 loan closings per month
EDUCATION
Johnson C. Smith University - JCSU
Business Administration and Management, General
ABOUT CALVIN MOFFATT
Quality Control Analyst, who undertakes complex assignments accessing the risk and data integrity of financial loans, meeting tight corporate deadlines which delivering superior quality and performance. Possess over 10 years of practical knowledge in the mortgage/financial business, and applies strong research, analytical, and ability to identify corporate trends that may affect the data integrity of loans. Operates with a strong sense of urgency and thrives in a fast paced environment. Six Sigma Greenbelt certified as of October 2016.
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