Ani Susanti

Associate Consultant @Deloitte

Jakarta Pusat, ID

Contributed to Credit Risk project for a private bank and IFRS 9 project for a state-owned bank in Indonesia, focusing on model development, validation, and regulatory compliance.2. Developed and calibrated credit risk scorecards and Probability of Default (PD) models using Python, achieving over 70% model accuracy, and translated model outputs into business-friendly scores and ratings to support credit decision-making.3. Successfully delivered IFRS 9 project covering more than 10 segments (including data preparation, segmentation, and PD/LGD model development) within 3 months, achieving R² > 70% and significantly accelerating project delivery timelines.4. Performed data cleansing and standardization across retail, SME, and corporate portfolios, and calculated TM, ODR, LGD, and CCF (including insured products) using SAS under the IFRS 9 framework.

Algoritma Data Science School

Pemrosesan Data (Data Processing)

Universitas Prasetiya Mulya

S1 Business Mathematics, Business Mathematics

SMAN SUMATERA SELATAN

IPA