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Start for FreeAmanda Safiranisa
Sme & Credit Program Rm @PT. Bank Tabungan Negara
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WORK HISTORY
Sme & Credit Program Rm @PT. Bank Tabungan Negara
Sidoarjo, ID
Responsible for approving all SME loan applications, demonstrating sound credit and business judgement and adept at identifying high risk, early warning signs and potential fraud conditions in customer profile- Handling SME loans secured with property collateral, ensuring compliance with established policies and SOP- Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of futer approval- Develop and propose mitigation strategies for financing customers to minimize lending risks and effectively communicate solutions to sales, marketing and business teams
EDUCATION
SMAN 6 Surabaya
Science
University of Brawijaya
Bachelor of Engineering - BE
ABOUT AMANDA SAFIRANISA
Graduated with a Bachelor of Engineering in Industrial Engineering from the University of Brawijaya, I am currently contributing as SME & Credit Program Sales at PT. Bank Tabungan Negara (Persero) Tbk. My responsibilities include evaluating SME loan applications, identifying risks, monitoring payment performance, and proposing mitigation strategies to minimize risks in collaboration with sales and business teams. My expertise in credit analysis, financial reporting, and manpower planning has been shaped by diverse roles in banking, HR planning, and project management. These experiences have allowed me to cultivate analytical skills and a solutions-driven mindset, which I aim to leverage for effective decision-making and sustainable growth in my professional journey.
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