Aanchal Chadha

WORK HISTORY

EDUCATION

SKILLS

ABOUT AANCHAL CHADHA

I’m a risk management and program execution professional with expertise in credit risk, fraud mitigation, regulatory compliance, and data-driven decision-making. With a background in financial services and fintech, I specialize in optimizing risk portfolios, reducing delinquency rates, and driving strategic initiatives that balance risk and business growth. At American Express, I lead commercial credit risk strategy and program execution, ensuring financial resilience through advanced risk assessment models and regulatory alignment. Some of my key contributions include: Portfolio Monitoring & Risk Strategy: Improved risk identification accuracy, allowing for proactive risk mitigation Data Analytics & Automation: Analyzed business accounts using SQL & Python, enhancing fraud detection and risk assessment Regulatory Compliance & Risk Governance: Led initiatives to ensure full regulatory compliance and foster a culture of risk awareness Program & Stakeholder Management: Worked cross-functionally with engineers, finance, and risk teams to execute high-impact projects Technology & Process Optimization: Spearheaded a cloud migration for risk functions, reducing infrastructure costs and improving system performance I believe risk management is about balancing precision with adaptability—leveraging data, technology, and cross-functional collaboration to create scalable, sustainable solutions. Outside of work, I enjoy connecting with professionals passionate about risk, fintech, and career growth. If you’re up for a discussion on industry trends, risk strategy, or just exchanging ideas over coffee, let’s connect!