Stewart Welbourne
Account CTO, Lloyds Banking Group @Wipro
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WORK HISTORY
Account CTO, Lloyds Banking Group @Wipro
London/Manchester, GB
EDUCATION
University of Leeds
BSc(hon), Data Processing and Information Systems
SKILLS
ABOUT STEWART WELBOURNE
With over 30 years of experience delivering technology solutions across every scale — from startups to global enterprises — I’ve progressed from graduate software engineering intern through engineering leadership, technical and enterprise architecture, to CxO-level strategy and delivery. At every step, I’ve remained grounded in hands-on execution while developing the ability to craft and deliver strategic technology vision that aligns with business goals and unlocks meaningful change.Today, I focus on helping organisations navigate the paradigm shift toward AI-infused business models and AI-augmented technology delivery, with a particular emphasis on reimagining the software development lifecycle (SDLC) for this next chapter.Having led both change and run functions across multiple sectors, I bring a balanced perspective on transformation: understanding the importance of stability and operational excellence while delivering bold, future-facing innovation. I’ve architected and implemented solutions across platforms ranging from embedded and mainframe to cloud-native, decentralised, and Web3 — always with an eye on long-term value and organisational readiness.My core value is my ability to operate fluently at every level — from executive strategy to technical execution — and to align diverse teams around shared intent. I create momentum in complexity, favour team dynamics over rigid structure, and get real satisfaction from building high-performing environments where people thrive amid uncertainty.I’m genuinely optimistic about the opportunities AI brings. While it challenges us to adapt, it also reminds us of the timeless value of brilliant basics: clarity of thought, purposeful execution, and continuous learning.
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