Ritesh Agarwal

Deputy General Manager of Finance @Star Cement Ltd

Kolkata, IN

Led banking and treasury functions, managing consortiums for working capital and term loan facilities. Successfully negotiated with PSU and private sector banks to optimize borrowing costs, improving financial efficiency. Spearheaded fundraising efforts, securing additional credit facilities and enhancing working capital through structured financial strategies.Prepared and analyzed CMA, DPR, TEV studies, and other financial models to support funding decisions. Ensured seamless regulatory compliance by submitting FFR and QRR to banking institutions.Managed import documentation, LC, BG, and foreign exchange hedging, ensuring smooth international transactions, effective hedging management, and risk mitigation. Developed and monitored financial and operational budgets, implementing variance analysis and cost-control measures to drive efficiency and profitability.Streamlined vendor and customer financing models to support business expansion while maintaining strong liquidity. Collaborated with auditors to strengthen internal controls, resolve objections, and improve financial reporting accuracy.Oversaw engagement with external credit rating agencies, securing and maintaining strong ratings for financial facilities. Led the preparation and finalization of annual and quarterly accounts, ensuring adherence to accounting standards and regulatory frameworks.Directed multiple financial projects, aligning them with corporate objectives to drive revenue growth and profitability. Monitored performance metrics, identifying areas for improvement and implementing strategic interventions.Key Skills: Treasury Management | Fundraising | Corporate FP & A | Budgeting & Forecasting | Cash Flow & Debt Management | Banking & Credit Facilities | Forex & Hedging | Financial Reporting & Compliance | Internal Controls | Stakeholder Management

Shree Jain Vidyalaya, Kolkata

Higher Secondary

SA Jaipuria College

B.Com (Hons.)

The Institute of Chartered Accountants of India

CA