Prabs Kapadia Cemap

Owner Mortgage & Protection Advisor @P & M Financial Ltd

Luton, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2019 — Present

Owner Mortgage & Protection Advisor @P & M Financial Ltd

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US

P&M Financial Ltd was trading whilst I was with The Mortgage Store. I am now an Appointed Representative with Sesame Ltd under the same Company, giving me access to over 65 Lenders and offer products based on an analysis of a number of insurers. As always I am offering full advice and recommendation.

EDUCATION

2014 — 2014

CII

R01, Financial Service, Regulation & Ethics

1985 — 1990

Merchant Taylors

GCSE's & A Levels

2010 — 2010

CII

CF3, Financial Protection

2015 — 2015

CII

R02, Investment Principles & Risk

2003

IFS

CeMAP, Mortgages & Protection

SKILLS

RefinanceResidential MortgagesWealth ManagementInvestmentsFinancial ServicesProtectionSalesMortgage MarketingCritical IllnessBankingPersonal Health InsuranceLife InsuranceGeneral InsuranceFinancial PlanningMortgage LendingIncome ProtectionFinancial AdvisoryRelationship ManagementInsurance

ABOUT PRABS KAPADIA CEMAP

Attention Managers at All Levels! Are you struggling to navigate the complexities of securing your dream home or remortgaging in today’s market, especially with rising interest rates?Whether you’re a senior finance manager or in a different management role, unique income structures like bonuses, stock options, and variable compensation schemes can make securing a mortgage challenging. Add debts like student loans and credit card balances to the mix, and it’s no surprise lenders might find it tricky to assess your financial profile.But don’t worry—I’m here to help! As a trusted mortgage expert, I specialise in assisting managers across all industries and levels, simplifying the process and ensuring your financial strengths are communicated clearly to lenders. I’ll develop a strategy that makes your mortgage application stand out, even in uncertain times.Don’t just take my word for it—check out the glowing reviews from other managers who’ve successfully secured their dream homes with my guidance. With over 300 recent Google Review just have a look!Ready to make your homeownership dreams a reality? Schedule a quick 15-30 minute consultation today. Let’s simplify your mortgage journey! Click the link at the top of my profile to book now.

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Prabs Kapadia Cemap — Owner Mortgage & Protection Advisor at P & M Financial Ltd in Luton, GB | Unifers