Mark Haberland

WORK HISTORY

EDUCATION

SKILLS

ABOUT MARK HABERLAND

With over 25 years of experience in balance sheet and model risk management, and hands-on experience in audit and leading the operations of DCG’s Financial Analytics Department, I have unique expertise for optimizing and “right-sizing” risk management in the community, mid-size, and large banking space.For nearly 40 years, DCG has focused on educating and helping ALCO and the Board understand regulatory expectations and been the industry leader in implementing a strategically focused ALM process to turn ALCO into a Profit Center.As Managing Director at DCG, my passion for education and background in audit drives my desire to help institutions of all sizes build out a “right sized” MRM framework and work closely with all three lines of defense to ensure the risk management process works as intended.A frequent author and top-rated speaker on a wide array of risk management topics, I facilitate educational programs and collaborative workshops and am a trusted resource for financial institutions, industry, and state trade associations, as well as regulatory agencies on a variety of balance sheet and model risk management/validation topics, including IRR, Liquidity, CECL, BSA/AML, and Fair Lending.This collaborative approach to finding the strategic value in all areas of risk management drives my desire to work with bankers to strive for excellence within their organizations!Specialties: Model Risk Management, Model Validation, Asset Liability Management, Asset Liability Modeling, development of key modeling assumptions, CECL, ALCO process reviews, Liquidity, BSA/AML, Fair Lending, regulatory compliance, stress testing, capital planning, credit risk, Board education.