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Lucas Kitahara
Senior Credit Risk Analyst @Mercado Libre
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WORK HISTORY
Senior Credit Risk Analyst @Mercado Libre
São Paulo, BR
Driving data-driven credit risk strategies for the credit card portfolio, focusing on portfolio performance, risk optimization, and scalable decision frameworks
EDUCATION
FGV - Fundação Getulio Vargas
Postgraduate Degree, Gestão de Projetos
Insper Instituto de Ensino e Pesquisa
Business Administration and Management
ABOUT LUCAS KITAHARA
Credit Risk professional focused on Retail portfolios, with expertise in credit cards and revolving products.I drive data-driven strategies across portfolio management, credit policy, and limit optimization, balancing growth, profitability, and risk. I have led initiatives that increased credit production while maintaining portfolio quality within defined risk appetite.I leverage Python and SQL for advanced analysis, design KPI frameworks, and build dashboards to support decision-making. I work closely with business, product, and credit risk modeling teams, translating data and model insights into actionable and scalable strategies.
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