Juan de Rosa Torres

Head of Collections @Openbank

Madrid, ES

Design and execute the global collections framework for both existing regulated products and new offerings (e.g Buy now pay later) across Spain and multiple European markets, following strategic partnerships with Apple, Amazon, Vodafone and others.Define technological requirements across different core banking systems and payment methods to optimize collections management and operational efficiency.Lead and coordinate the collections team, acting as the liaison with different areas to align recovery strategies with organizational goals.Optimize P&L of collections function, drive profitability through efficiency gainsand improve portfolios performance.Negotiate and secure agreements with international partners, strengthening business growth and operational scalability.