Jatin Kumar

Senior Manager Credit & Operations @CredFlow

Ghaziabad, UP, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2024 — Present

Senior Manager Credit & Operations @CredFlow

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Noida, IN

Approving and recommending MSME\'s application for working capital loans, consistent with the company\'s risk tolerance.> I am working on managing portfolios in working capital lending, loan performance monitoring, and credit quality.> Conducting in-depth studies on financial statements, cash flow forecasts, and business plans to determine the creditworthiness of MSMEs applying for working capital loans.> Checking loan applications, due diligence, and determination of appropriate loan terms, credit limits, and interest rates.> Working with senior management to establish loan limits, underwriting standards, and approval processes for various business areas.

EDUCATION

2022 — 2024

Swami Vivekananda Subharti University, Meerut

Master of Business Administration - MBA

2007 — 2008

Central Board of Secondary Education

Higher Secondary School

2011 — 2013

Manav Bharti University

Bachelor of Arts - BA

2006 — 2006

Central Board of Secondary Education

Secondary School

SKILLS

Sales OperationsEscrowMicrosoft ExcelPayment ReconcilationEscalationTeam ManagementOperational PlanningFintechOperations ManagementTelecommunicationsEscalation ProcessVendor ManagementOperational ExcellenceMisEscalation ResolutionCorporate CommunicationsE-CommerceEscalations Management

ABOUT JATIN KUMAR

Senior Credit Manager with 10+ years across BNPL, MSME working capital, and used-car…

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