Gurjyot Singh
Underwriter @Findigs, Inc.
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WORK HISTORY
Underwriter @Findigs, Inc.
Gurugram, IN
Review and analyze rental applications to assess creditworthiness, income stability, and overall applicant risk profile.Verify applicant documentation, including income proofs, identity records, and financial details, to ensure accuracy and reliability of information.Apply underwriting guidelines and risk assessment frameworks to support consistent and data-driven approval decisions.Strictly adhere to Standard Operating Procedures (SOPs) and internal underwriting policies to maintain compliance, consistency, and audit readiness.Identify potential fraud indicators, discrepancies, or incomplete documentation during application evaluation and escalate cases when necessary.Support US rental underwriting operations by maintaining high levels of accuracy, quality, and turnaround time.Collaborate with cross-functional teams to resolve documentation gaps and ensure smooth case processing.Maintain compliance with internal policies, regulatory requirements, and quality standards throughout the underwriting workflow.Utilize internal systems and data analysis tools to evaluate applicant information and support risk-based decision-making.Manage multiple underwriting cases while maintaining attention to detail, policy compliance, and operational efficiency.
EDUCATION
S.S Mota Singh Senior Secondary Model School, Janakpuri
Business/Commerce, General
New Delhi Institute of Information Technology and Management
Postgraduate Degree
Guru Gobind Singh Indraprastha University
Bachelor's degree, Information Technology
ABOUT GURJYOT SINGH
I am a detail-oriented underwriter and risk analyst currently working at Findigs, where I evaluate credit and rental risk to support accurate and compliant tenant approval decisions. With a PGDM in Marketing & Operations and a Bachelor’s degree in Computer Applications (BCA), I combine analytical thinking, process understanding, and data-driven judgment to help build safe and efficient rental operations.In my current role, I review applicant profiles, verify financial and identity information, and apply underwriting guidelines to assess risk exposure. My work focuses on maintaining high accuracy, detecting potential fraud signals, and ensuring decisions align with company policy and compliance standards. I am particularly interested in how data, automation, and structured processes can reduce operational risk while improving decision speed.Earlier in my career at Infosys, I built a foundation in Java programming and gained exposure to Agile methodology and Selenium automation. This technical background strengthened my understanding of system workflows, data movement, and how technology can be leveraged to minimize errors and improve process reliability.During my internship at V2 Retail Limited, I supported multi-store operations, tracked inventory movement, assisted in distribution planning, and improved reporting accuracy. This experience deepened my awareness of operational risk, process gaps, and cross-functional coordination.My core strengths include risk assessment, underwriting support, process improvement, data analysis, and stakeholder coordination. I work comfortably with Microsoft Excel and PowerPoint for analysis and reporting, and I hold certifications in Marketing Essentials and Strategy Planning & Execution from Harvard ManageMentor.I am keen to continue growing in underwriting, risk management, and fraud prevention roles where I can use structured analysis and attention to detail to help organizations make smarter, safer decisions.
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