Gaurav Gaur
Senior Product Manager @Publicis Sapient
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WORK HISTORY
Senior Product Manager @Publicis Sapient
Noida, IN
Led core banking and lending transformation for marquee FSI clients across the UK, South East and Middle East Region, transitioning legacy monolithic architectures to composable, fintech‑integrated ecosystems.Owned the TM Vault core banking adoption (initiated in 2019), driving parallel modernization across Savings, Lending, Payments, and Databases.Defined and executed a clear product vision to eliminate manual, spreadsheet‑driven processes through digitization, APIs, and straight‑through processing.Acted as the primary product owner, balancing regulatory, operational, and technology priorities while reducing TAT, operational risk, and system congestion.Led cross‑regional stakeholder alignment (Operations, Risk, IT) across Singapore, Malaysia, Hong Kong, and the UK, ensuring shared understanding of AS‑IS challenges and TO‑BE outcomes.Drove end‑to‑end journey design, including AS‑IS/TO‑BE flows, journey maps, and UX reviews, with a strong customer and operations focus.Enabled payment and receipt migration to TM Vault, addressing scalability limits of legacy core banking databases.Built and prioritized product backlogs, facilitated knowledge sharing with BAs and delivery teams, and ensured continuous value delivery.Championed automation initiatives (e.g, API‑based direct debit processing) to improve efficiency, control, and scalability.
EDUCATION
Jaypee University of Information Technology
Bachelor of Technology (B.Tech.), B-Tech Information Technology
ABOUT GAURAV GAUR
Specialties: Knowledge of BFSI domain and products with an experience of 15+ years in Product Management with focus on Retail / Corporate Lending and Risk Management. Complete understanding of loan life cycle from Origination till Loan servicing, documenting user stories covering various stages of loan life cycle such as booking, accrual, amortization, billing, receipts, payments, EOD/BOD process, PDC processing/servicing, ECS/AD, Float Rate Review, DPD, asset classification, provisioning, rescheduling, part-prepayment, bulk uploads / downloads, charges, reports, loan search, viewers, letter blocking, customer communication letters, termination, Delinquency and so forth.
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