Divyashree M

WORK HISTORY

EDUCATION

ABOUT DIVYASHREE M

Senior Product Manager with 7+ years of experience building AI driven and customer focused products across fintech, trading, mobility and logistics. I work end to end from strategy to execution, and I use AI, GenAI and data to simplify complex workflows, improve user experience and drive clear business outcomes. I have led high scale underwriting, investment and inspection platforms, delivered 0 to 1 AI launches, and partnered with engineering, data and business teams to ship products that reduce operational effort, unlock new revenue and support strong portfolio performance.• Led AI underwriting and lending systems that supported more than 1200 to1500 crore in annualized loan throughput at scale.• Built and launched LLM based investment recommendation systems for more than 2M monthly traders, improving engagement and conversion.• Leading AI inspection and valuation products that target 300 to 500 crore annualized financing volume.• Delivered ML powered pricing, fraud detection and workflow automation that cut operational effort by 40 to 70%.• Improved loan portfolio quality by reducing missed EMIs by 24% and cutting merchant complaint backlog by 90%.• Shipped LLM based cash flow extraction with 92 to 94% accuracy across ten to 15M monthly SMS messages.• Drove 22% growth in monthly investment volume and 55% growth in active traders within two quarters.• Owned product strategy, roadmap, growth metrics and experimentation for high scale AI platforms.• Cross functional leader experienced in engineering, data science, quant, legal and compliance alignment.• Strong foundation in software engineering with experience in Android, Flutter and B2B and B2C applications.• Certified in Agile Scrum, Generative AI, Langchain, Huggingface and Six Sigma.