Carlos D. R.
Commercial Insurance Producer @trmg | The Risk Management Group
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WORK HISTORY
Commercial Insurance Producer @trmg | The Risk Management Group
Miami, FL, US
TRMG is one of the largest privately owned insurance brokerages in Florida. My role focuses on business insurance for high-exposure industries like:General & Specialty Contractors (MEPs, Demo, Framing, Builders, GCs)Event Production & Entertainment Firms (film, AV, staging, concerts, DJs)Real Estate Investors & Condo AssociationsLogistics, Transportation, and Fuel HaulersMy value is in the overlap between experience and expertise: Licensed General Contractor — I’ve managed and audited projects myself Licensed Broker — I negotiate with carriers and craft policies that make claims smoother Series 65 Investment Advisor FINRA License — I understand financial risk from both an insurance and investment perspective DJ — I know how to read a room, stay on tempo, and keep calm under chaos I/O Psychology Grad — I don’t just explain coverage; I understand people’s decision-making under pressureI work off of expiring policy data, underwriting tools, and industry-specific knowledge to deliver custom solutions and help businesses avoid costly surprises. If I can’t beat your rate or structure, I’ll still give you feedback worth keeping.
EDUCATION
Columbia University in the City of New York
Specialization Certificate
Carlos Albizu University - Miami Campus
Master of Science (M.S.)
Belen Jesuit Preparatory School
College/University Preparatory and Advanced High School/Secondary Diploma Program
Loyola University New Orleans
Bachelor of Science - Music Industry Studies
SKILLS
ABOUT CARLOS D. R.
Before I was in insurance, I managed construction crews, timelines, and budgets as a…
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