Ankita Rathod
Underwriting Coordinator @Findigs, Inc.
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WORK HISTORY
Underwriting Coordinator @Findigs, Inc.
Gurugram, IN
EDUCATION
The Vedica Scholars Programme for Women
Post Graduate Certificate in Management Practice & Leadership
Smt. Chandrabhaga Tukoba Naik Higher Secondary School
Commerce
Vvm's Shree Damodar College Of Commerce & Economics
Bachelor in Business Administration, Financial Services
ABOUT ANKITA RATHOD
I am a credit and financial analysis professional with experience across MSME underwriting, credit risk assessment, financial analysis, and digital lending operations. I currently work as a Credit Analyst at Avanti Finance, where I evaluate unsecured business loans, conduct on-ground validations, and help strengthen credit processes across policy, automation, and portfolio monitoring. My work spans end-to-end credit appraisal including P&L review, bank statement and cash-flow analysis, GST/ITR evaluation, ratio assessment, PD checks, and alignment with credit policy. I have contributed to building SOPs, automating MIS and trackers, and reducing loan processing TAT by 20% through process innovation. My earlier experience includes a credit internship at Kinara Capital and a leadership role as Store Manager at Curchorem Bazaar, where I drove 3× revenue growth and optimized working capital using financial insights. I also bring additional grounding from internships in banking, insurance, and financial advisory, along with training from the Vedica Scholars Programme in management and leadership. I am seeking roles in Credit Analysis, Underwriting, Credit Risk, Financial Analysis, Digital Lending, or BFSI where I can apply structured credit thinking, portfolio insights, and analytical problem-solving.
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