Akritianand Kumar
Vice President Consumer Finance @Kotak Mahindra Bank
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WORK HISTORY
Vice President Consumer Finance @Kotak Mahindra Bank
Mumbai, IN
Credit on UPI Creating Credit on UPI as a large-scale distribution channel for Consumer Durable (CD) loans Leading end-to-end product development of the front-end App and the backend LMS Ensuring FRM and AML integrations with strategic Risk controls and integrating various bank systems to ensure regulatory reporting and effortless internal accounting.Flipkart Pay later Managing a CD asset portfolio of 1.35 Cr in compliance with FLDG guidelines Managing ad-hoc developments, Risk, Recovery, and Compliance for the product Leading a team of 5 for BAU processes and ad-hoc developments for the product Integrating Account Aggregator & Statement Analyzer to further scale NTB acquisitionDCEMI & Smart EMI Card Modulated the CD loan section in the Kotak Mobile App to increase penetration of SEMI Cards and reduce the load on the customer service team.
EDUCATION
MEERUT INSTITUTE OF ENGINEERING AND TECHNOLOGY, MEERUT
Bachelor of Technology (B.Tech.), Biotechnology
Indian Institute of Management, Lucknow
PGP-ABM, Marketing
ABOUT AKRITIANAND KUMAR
I am a Digital Transformation Strategist specializing in Banking and Fintech domains. I\'ve led multiple strategic collaborations with various business-operations-platforms (accounting, payroll, utility service providers etc) at 2 of the largest banks in India, thus contributing to an exponential increase in the operational efficiency for businesses, drastic reduction in customer attrition and a multifold increase in the Annual Average Balances for the banks.I am passionate about synergetic digital collaborations between platforms creating enhanced value for users and businesses alike.I have experience in - Digital Transformation StrategyDigital Payments SolutionsProduct Design and DevelopmentAPI BankingSDLC ManagementProduct Growth StrategyChange ManagementBusiness Banking SolutionsStakeholder ManagementProcess EnhancementBusiness AnalyticsPayments & Collection Products (Cash Management Products)Payment Gateway OptimizationSetting up, Managing & monitoring Customer Service CentrePeople Management - Mentoring, Defining & Monitoring KPIsEnabling Pre-Sales effectiveness and Designing Sales CampaignsI passionately support Social Entrepreneurship and not-for-profit organizations in managing their digital presence and leveraging digital strategy to create escalate and enhance social impact.
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