Zonetta McCray
Mortgage Broker NMLS# 473295 Helping Families & Investors Access Home Financing with Clarity, Confidence & Tailored Solutions
- Role
- Mortgage Broker at Edge Home Finance LLC
- Location
- Birmingham, AL, US
- LinkedIn followers
- 500 followers
About Zonetta McCray
Mortgage Broker-*Licensed in Alabama* Nearly two decades in the mortgage industry taught me one thing —People don’t just need a loan. They need someone who will advocate for them. I am Zonetta McCray — Licensed Mortgage Broker with Edge Home Finance, one of the top brokerages in the United States, serving clients across 49 states.I made a bold, faith-driven decision to transition into the wholesale broker space after many years in Retail Lending.Why?Because as an independent broker I work exclusively for YOU — With access to 160+ wholesale lenders I shop the entire market to find the best rates, best terms, and the right solution for every unique situation.My Specialty: Purchase Loans — Conventional, FHA, VA, USDA Down Payment Assistance Programs Refinance & Cash-Out HELOC Non-QM — Bank Statement, DSCR, Asset Depletion, ITIN, P&L Construction Loans Investor LoansWho I Serve: First-time homebuyers Move-up & repeat buyers Self-employed business owners Real estate investors ITIN & foreign national borrowers Homeowners looking to refinanceMy mission is simple:Every family deserves a seat at the homeownership table. Zonetta McCray NMLS #473295 Edge Home Finance NMLS #891464 Licensed in Alabama |*Edge Home Finance serves 49 states
Experience
Mortgage Broker
Feb 2026 — Present · US
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