Zhenlan Wang

Zhenlan Wang

ED at JPMorgan Chase & Co.

Role
Lead Ai Researcher at JPMorganChase
Location
New York, NY, US
LinkedIn followers
500 followers

About Zhenlan Wang

Deep expertise in LLM post-training, including prompt engineering, supervised fine-tuning, RLHF, and reasoning. Experienced in optimizing model inference through techniques such as quantization, distillation, paged attention, FlashAttention, and speculative decoding2. Tech Lead for credit card decision science models for a portfolio of over 70 million customers and $200 billion in outstanding balancesFor more information, please see my github repo https://github.com/zhenlan0426

Experience

  1. Lead Ai Researcher

    JPMorganChase

    Jan 2022 — Present · NJ, US

    Led the development of the first generation of ML models for credit card underwriting (over 200B sized portfolio), incorporating various ML interpretability techniques (e.g, LIME, SHAP) to enhance model transparency Pioneered the use of Shapley Values to explain credit card application declines, improving customer understanding of model-driven decisions Identified a key limitation of interventional SHAP, out-of-distribution feature combinations affecting SHAP calculations, leading to inaccurate attributions. Researched and developed improved alternatives, GroupSHAP, to mitigate this limitation and enhance reliability of model explanations

Education

  • Georgia State University - J. Mack Robinson College of Business

    Master, Risk Management

    2010 — 2012

  • University of International Business and Economics

    Risk Management and Insurance

    2006 — 2010

Skills

  • Monte Carlo Simulation
  • Sas Programming
  • Financial Modeling
  • Python
  • Stochastic Calculus
  • Risk Management
  • Machine Learning
  • Quantitative Risk Analysis
  • Market Risk
  • Bayesian Statistics
  • Vba
  • Sql
  • Microsoft Excel
  • Sas
  • Statistical Modeling
  • Time Series Analysis
  • Matlab
  • Deep Learning

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