Zehera Fathima

Financial Analyst @PNC

Delray Beach, FL, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2025 — Present

Financial Analyst @PNC

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US

Support monthly and quarterly financial reporting and analysis for assigned business units, including varianceanalysis vs. budget and prior periods.•Prepare and maintain management dashboards in Excel and Power BI, summarizing key financial metrics andoperational KPIs.•Analyze trends in revenue, expenses, and volume drivers to provide insights and recommendations to financeleadership.•Partner with business stakeholders to explain performance drivers, reconcile data discrepancies, and improve theaccuracy of reports and forecasts.•Contribute to process improvement and automation initiatives, leveraging SQL and Excel to streamline dataextraction, validation, and reporting workflows.•Assist in preparing materials for finance reviews, audits, and risk/control assessments, ensuring data integrity andproper documentation.

EDUCATION

2023

Atlantis University

Master's degree

ABOUT ZEHERA FATHIMA

Financial Analyst with 10+ years of experience across financial reporting, investment operations, banking, and risk & control functions. Proven track record in variance and trend analysis, revenue and cost analysis, and KPI dashboardingto support data-driven decision-making for senior leadership. Strong background in global tax and regulatoryoperations (FATCA/CRS, W-8/W-9, IRS/HMRC reporting), middle office and fund operations, cash and transactionanalysis, and break/exception resolution. Adept at building and automating reporting solutions using Power BI, SQL,advanced Excel (Power Query, VBA), and workflow dashboards to improve accuracy, reduce manual effort, and enhancecontrol environments. Experienced in SOX-aligned controls, internal control testing, audit readiness, and governanceframeworks, with a demonstrated ability to partner cross-functionally across finance, risk, operations, technology, andcompliance. MBA in Business Analytics, with a strong foundation in analytical problem-solving, process optimization,and stakeholder management within large global financial institutions.

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