Zalak Kotecha
Credit Risk Specialist Ii @BNY
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WORK HISTORY
Credit Risk Specialist Ii @BNY
Pune, IN
EDUCATION
Gujarat University
Bachelor of Commerce - BCom, Business/Commerce, General
Gujarat University
Master of Commerce -M.com
ABOUT ZALAK KOTECHA
As a Credit Risk Specialist II at BNY, I focus on delivering accurate borrower ratings and intraday credit limits, ensuring alignment with credit authority guidelines and approval procedures. Collaborating across regions, including the US, APAC, and EMEA, our team conducts comprehensive annual reviews for diverse portfolios such as corporate entities, NBFCs, and financial institutions. We provide detailed data analysis and support senior management in decision-making processes through weekly presentations. With a Master of Commerce degree from Gujarat University and a strong foundation in counterparty risk, operations management, and credit memos, my contributions are rooted in financial analysis, compliance, and covenant management. These skills enable us to uphold financial precision and integrity while navigating the complexities of global financial markets.
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