Zakee Howard

About Zakee Howard

Experienced and passionate Risk Management professional. My experience includes being the Chief Risk Officer, overseeing Enterprise Risk Management (ERM), Compliance Management and Corporate Security. Throughout my career however I have held leadership roles managing, Operational Risk Management, Risk Governance and Program Execution, Compliance Management, Internal Audit, FDIC Safety and Soundness Exams, Risk Assessments, Community Reinvestment Act (CRA) programs, Risk Appetite programs, Credit Policy, Vendor/Third Party Risk Management, Originations Strategies, Key Risk Indicators, Underwriting Operations, Branch Operations, Bank Secrecy Act (BSA), Anti Money Laundering (AML) programs, Fraud detection, Fraud prevention, Contact Center Operations, Risk Management Operations (Collections and Fraud), Portfolio Management modeling and data analytics, Business Continuity and recovery, Consumer lending and Commercial Lending. Over the course of my career, I have been successful in identifying, accessing, mitigating, resolving and controlling risk and developing high functioning teams to do the same and establish controls according to Risk Appetite. I’ve been successful maximizing revenue and reducing expenses, increasing operational efficiency and mitigating losses by managing and optimizing performance across the enterprise. I have made significant impacts, taking advantage of opportunities with organizations to engage employees to enhance both employee and customer/client satisfaction. Accomplishing these things has allowed me to assist the company to realize the overall impact on results, expenses, goal achievement, attrition, while building a Risk Culture.

Experience

1. Senior Economic Risk Principal at Chips for America

   U.S. Department Of Commerce

   Jul 2024 — Present · Washington, DC, US

   Economic AnalysisResearching economic trends, policies, and vulnerabilities affecting national and/or organizational stability, analyzing issues like supply chains, bottlenecks, supply chain resiliency, technology, finance, and energy to advise on mitigating risks and securing resources.• Risk Assessment Identifying, analyzing, documenting, and mitigating potential threats to a company or organization\'s assets, capital, or operations, using data to advise on minimizing uncertainty and enhancing long term profitability.• Commercial Underwriting Assessing risks, pricing and recovery for businesses seeking loan guarantees.

Education

• Boston College

  BA, Economics and Psychology

• Emory University - Goizueta Business School

  Master of Business Administration (MBA), Strategic Operations