Zachary Davis

AVP Portfolio Management @First Citizens Bank

Jacksonville, FL, US
EMAILS
z••••••••@firstcitizens.com
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2025 — Present

AVP Portfolio Management @First Citizens Bank

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Jacksonville, FL, US

Business Development Due Diligence and Risk ManagementVendor Portfolio AnalysisCustomer Underwriting/Review/RegradesFinancial Statement AnalysisRisk Rating (PD) GenerationAd-Hoc Portfolio AnalysisSQL ReportingProgram Structure Risk Analysis and Mitigation

EDUCATION

2019 — 2022

University of North Florida

Bachelor of Business Administration - BBA, Finance, General

2019 — 2022

University of North Florida

Bachelor of Business Administration - BBA, Economics

ABOUT ZACHARY DAVIS

I am a recent graduate of the University of North Florida (2022), with a BBA in both Finance and Economics. I was one of 10 graduate and undergraduate finance students selected to represent UNF through the Osprey Financial Group (OFG) for the 20••••22 cohort. OFG is an actively managed investment fund run by students with ~$1.5M in AUM. During our time with OFG the team and I generated 500bps of alpha. I was also a member of Beta Alpha Psi (Finance and Accounting Honor Society) and Omicron Delta Epsilon (International Economics Honor Society). I am currently employed at First Citizens Bank (Equipment Finance) in the Portfolio Management department. My interests include: U.S. monetary policy, Macro/Micro Economics,Equipment Finance, Behavioral Finance, Financial Modeling, Podcasts, and in-shore Fishing.

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