Santiago J. Majam

About Santiago J. Majam

Santy J. Majam is the Founder-President of You Keep Financial Network (YKFN). Armed with over 45 years of proven performance in the insurance and financial services industry, Santy ventured to build a strategic network organization of Independent Insurance Agents and Brokers and Financial Advisors, with shared set of Core Values. In fiduciary capacity, these financial advisors are trained to form strong client relationships based on respect, trust, loyalty, and prudence in offering suitable products to consumers, rooted in the concept of needs-based sales and what serves best the client’s interest. As a Master Field Trainer and Live Personal Coach, Santy endeavors to hone his Associates to run their own brand of professional and ethical insurance practice and financial services agency business later as they build their performance track record in the industry.With their earned reputation in the industry, Santy’s group is associated with highly financially rated companies that provide more pro-consumer approach in catering products to specific needs of clients. As a group, they are at an advantage to negotiate a better working and compensation package with their current companies.Santy’s success in this business started way back in 1972 as he built one of the biggest Nationwide General Agency of Lincoln National Group in the Philippines. In the U.S, with New York Life from 19••••14, he developed an organization whose agents members are 80% Council members of New York Life.Starting 2012, Santy runs his network as an Independent Marketing Organization and Field Marketing Office, working closely with the following companies:1. Transamerica Life Insurance (AEGON Group)2. American General Life (AIG Group)3. Lincoln Financial Group5. American Equity Investment Insurance Companies6. UnitedHealthcare

Experience

1. Founder & President

   You Keep Financial Network

   Jan 2009 — Present

   PROVEN EXPERIENCE & PERFORMANCE IN THESE HIGHLY SPECIALIZED FIELDS- Business & Personal Financial Planning - Disability & Income Planning - Legacy/Estate Planning (Wills, Trusts & Estate)- Retirement Planning (Pension Maximization & Rollovers)- Senior Planning (Long Term Care, Medicare & Income Planning)- Wealth Transfer (Tax Efficient Way)- Business & Professional Practice Exit StrategiesRECRUITMENT, TRAINING, & MANAGING OF INDEPENDENT INSURANCE AGENTS:Backed with over 40 years of proven Performance, Experience & Wisdom, this can be the greatest asset an aspiring Agent could have - to be empowered by a Live Personal Coach who delineates failure from success in this highly competitive Financial Services Business- Managing Field Training & Development of Financial Advisors, and - Transforming ordinary Insurance Agents to become Professional Advisors working primarily for the best interest of clients

Education

• Life Underwriter Training Council, Washington DC

  Fellow Graduate, LUTCF

  1989

• University of the Philippines Diliman

  Bachelor of Business Administration - BBA, Marketing/Marketing Management, General

• University of the Philippines

  BSBA, Marketing Management

• De La Salle University

  MBA Candidate, Marketing Management

• University of the Philippines

  BSBA, Marketing/Marketing Management, General

  1962 — 1966

Skills

• Estate Planning
• Retirement
• Strategic Financial Planning
• 401k Rollovers
• Series 7
• Insurance
• Disability Insurance
• Wills, Estate & Succession
• Universal Life
• Business & Professional Practice Exit Strategies
• Mutual Funds
• 401k
• Financial Planning
• Whole Life
• Financial Planners
• Fixed Annuities
• Personal & Business Insurance Planning
• Wealth Transfer
• Investments
• Wealth Management
• Critical Illness
• Term Life Insurance
• Iras
• Life Insurance
• Senior Medicare & Long Term Care Planning
• Long Term Care Insurance
• Retirement Planning
• Financial Services
• Financial Advisory
• Health Insurance
• Employee Benefits
• Long-Term Care